Electronic Money Institution Licence in Netherlands
Strong financial infrastructure, EU passporting. DNB regulated. Capital from €350k. Typical timeline 6 to 12 months.
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Tell us the business, the markets and your timing. Every enquiry is answered the same business day, with a written proposal: the licence, the requirements, the cost and the timeline.
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Why Netherlands for Your Electronic Money Institution Licence?
Central European location, excellent financial infrastructure, and a sophisticated payments market.
The Netherlands offers EMI licensing through De Nederlandsche Bank, providing access to a world-class financial services ecosystem and full EU passporting.
Licence requirements
Detailed requirements
€350,000 capital. Local substance, comprehensive governance, and detailed AML frameworks required.
Application process
Regulatory Strategy
We assess your business model and regulatory position to develop a clear licensing strategy.
Business Plan
We prepare a comprehensive business plan meeting the regulator's expectations.
Programme of Operations
Detailed programme of operations covering governance, compliance, and operational arrangements.
Compliance Framework
Full AML/CFT framework, compliance monitoring programme, and risk management policies.
Application Submission
We compile and submit the complete application package to the regulator.
Regulator Review
We manage all regulator communications and information requests during the review period.
Authorisation
Upon approval, we support your transition to live operations.
Process detail
6 to 12 months. DNB is thorough but fair in its assessment approach.
Netherlands vs United Kingdom
| Criteria | Netherlands | United Kingdom |
|---|---|---|
| Capital | €350k | £350k |
| Timeline | 6 to 12 months | 6 to 12 months |
| Regulator | DNB | FCA |
| Key Feature | Strong financial infrastructure, EU passporting | Full EMI or Small EMI available, UK market access |
Related services
Licensing & Authorisation
Full-service licensing advisory from strategy to authorisation.
Compliance Support
Ongoing compliance frameworks tailored to your regulatory obligations.
Financial Crime
AML, KYC and financial crime prevention programmes.
Ready to get started?
Every enquiry is answered the same business day, with a written proposal.
Speak to a licensing expertFrequently asked questions
The capital requirement for a electronic money institution licence in Netherlands is €350k. €350,000 capital. Local substance, comprehensive governance, and detailed AML frameworks required.
The typical timeline for a electronic money institution licence in Netherlands is 6 to 12 months. 6 to 12 months. DNB is thorough but fair in its assessment approach.
Central European location, excellent financial infrastructure, and a sophisticated payments market.
After receiving your electronic money institution licence in Netherlands, you must maintain ongoing compliance with regulatory requirements including safeguarding of customer funds, regular regulatory reporting, maintaining adequate capital, updating AML and compliance frameworks, and cooperating with supervisory reviews and inspections.
Most jurisdictions require local substance for a electronic money institution licence. In Netherlands, you will typically need a registered office, at least one locally resident director, and potentially additional operational staff. We can advise on the exact requirements and help you establish the minimum viable local presence.
A electronic money institution licence in Netherlands provides access to the domestic market. Strong financial infrastructure, EU passporting. Separate authorisation may be required for other jurisdictions.