Regulatory Reporting
Preparation and submission of periodic regulatory returns to the FCA, Bank of Lithuania and other regulators.
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Tell us the business, the markets and your timing. Every enquiry is answered the same business day, with a written proposal: the licence, the requirements, the cost and the timeline.
Your enquiry
What we do
Regulatory reporting is a fundamental obligation for payment institutions, EMIs, MSBs, money transmitters and cryptoasset firms. Late, inaccurate, or incomplete reporting can result in enforcement action, penalties, and reputational damage.
Our regulatory reporting service covers the preparation and submission of all required reports to the FCA and other regulators, including capital adequacy returns, transaction reports, complaints data, financial crime returns, and ad-hoc notifications.
We ensure your reporting is accurate, timely, and consistent, freeing your team to focus on running the business while maintaining full regulatory compliance.
Reporting Calendar
We establish a complete reporting calendar covering all deadlines and submission requirements.
Data Gathering
We work with your team to gather and validate all required reporting data.
Report Preparation
We prepare submissions in the format required by each regulator.
Review & Submission
Reports are reviewed by a senior consultant before submission.
What's Included
Reporting Calendar
Complete schedule of all regulatory reporting deadlines and requirements.
Capital Adequacy Returns
Preparation and submission of capital adequacy calculations and reports.
Transaction Reports
Compilation and submission of periodic transaction data as required.
Financial Crime Returns
Preparation of AML/CFT-related regulatory returns and notifications.
Ad-Hoc Notifications
Management of regulatory notifications for material events and changes.
Record Management
Complete records of all submissions maintained for audit and reference.
Who this service is for
Firm types
- - FCA-authorised payment institutions
- - Electronic money institutions
- - Multi-jurisdiction regulated firms
- - Firms with complex reporting obligations
Situations & Triggers
- - Setting up reporting processes post-authorisation
- - Missed or late reporting deadlines
- - Expanding into jurisdictions with new reporting requirements
- - Needing to improve reporting accuracy
Why firms choose Regulatory Counsel
200+ licence and registration engagements
Applications taken through regulators in the United States, the United Kingdom, Europe, Canada, Australia, the Middle East and Asia.
Senior-led
The same senior practitioners run your engagement from the first assessment to the last regulator question.
Every regulated sector
Payment, e-money, money transmission, crypto, banking, lending, insurance, mortgage and investment firms.
In writing, the same day
Every enquiry is answered the same business day, and scope, timeline and fees are set out in writing before work begins.
Related insights
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FCA Regulatory Reporting Requirements: A Complete Guide for Firms
Which FCA returns each type of firm submits through RegData, the due dates set in SUP 16 and DISP, the late submission fee and the reporting changes due in 2027.
Ready to get started?
Every enquiry is answered the same business day, with a written proposal.
Speak to a licensing expertFrequently asked questions
FCA-regulated PIs and EMIs must submit regular returns including capital adequacy reports, safeguarding returns, complaint data, financial crime returns, and various ad-hoc notifications.
Late reporting is a breach of regulatory requirements and can result in enforcement action, including public censure and financial penalties.
Yes. We manage regulatory reporting across all major jurisdictions, ensuring consistency and accuracy.
We recommend starting data gathering at least two weeks before submission deadlines to allow adequate time for validation and review.
Yes. We manage all regulatory notifications including material changes, breaches, complaints, and other events that require regulator notification.
We work with the FCA's RegData system and other regulatory submission platforms. We also use secure data management tools for report preparation.
Yes. We manage smooth transitions from existing providers or in-house teams, ensuring no reporting gaps during the handover period.
Yes. We can prepare internal MI reports alongside regulatory submissions, giving your board visibility of key regulatory metrics.