Money Services Business Licence in New Zealand
Simple registration, AML-focused. DIA regulated. Capital from No requirement. Typical timeline 1 to 3 months.
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Tell us the business, the markets and your timing. Every enquiry is answered the same business day, with a written proposal: the licence, the requirements, the cost and the timeline.
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Why New Zealand for Your Money Services Business Licence?
New Zealand offers simple, accessible registration with a well-regarded regulatory framework and access to the Australasian market.
The Department of Internal Affairs (DIA) supervises financial service providers under New Zealand's AML/CFT Act. Registration on the FSPR is required.
Licence requirements
Detailed requirements
No minimum capital requirement. Comprehensive AML/CFT compliance programme. Fit and proper requirements.
Application process
Regulatory Strategy
We assess your business model and regulatory position to develop a clear licensing strategy.
Business Plan
We prepare a comprehensive business plan meeting the regulator's expectations.
Programme of Operations
Detailed programme of operations covering governance, compliance, and operational arrangements.
Compliance Framework
Full AML/CFT framework, compliance monitoring programme, and risk management policies.
Application Submission
We compile and submit the complete application package to the regulator.
Regulator Review
We manage all regulator communications and information requests during the review period.
Authorisation
Upon approval, we support your transition to live operations.
Process detail
1 to 3 months.
New Zealand vs United Kingdom
| Criteria | New Zealand | United Kingdom |
|---|---|---|
| Capital | No requirement | No requirement |
| Timeline | 1 to 3 months | 1 to 3 months |
| Regulator | DIA | HMRC |
| Key Feature | Simple registration, AML-focused | Straightforward registration, AML focus |
Related services
Licensing & Authorisation
Full-service licensing advisory from strategy to authorisation.
Compliance Support
Ongoing compliance frameworks tailored to your regulatory obligations.
Financial Crime
AML, KYC and financial crime prevention programmes.
Ready to get started?
Every enquiry is answered the same business day, with a written proposal.
Speak to a licensing expertFrequently asked questions
The capital requirement for a money services business licence in New Zealand is No requirement. No minimum capital requirement. Comprehensive AML/CFT compliance programme. Fit and proper requirements.
The typical timeline for a money services business licence in New Zealand is 1 to 3 months. 1 to 3 months.
New Zealand offers simple, accessible registration with a well-regarded regulatory framework and access to the Australasian market.
After receiving your money services business licence in New Zealand, you must maintain ongoing compliance with regulatory requirements including safeguarding of customer funds, regular regulatory reporting, maintaining adequate capital, updating AML and compliance frameworks, and cooperating with supervisory reviews and inspections.
Most jurisdictions require local substance for a money services business licence. In New Zealand, you will typically need a registered office, at least one locally resident director, and potentially additional operational staff. We can advise on the exact requirements and help you establish the minimum viable local presence.
A money services business licence in New Zealand provides access to the domestic market. Simple registration, AML-focused. Separate authorisation may be required for other jurisdictions.